Sedona Homes with Owner May Carry New Financing

Sedona Homes with Owner May Carry New Financing

Welcome to Sedona, Arizona—a breathtaking oasis nestled amidst the stunning red rock formations of the Coconino National Forest. Known for its vibrant art scene, spiritual energy, and outdoor adventures, Sedona is a haven for nature lovers and those seeking tranquility. The city boasts a mild climate, making it an ideal destination year-round for hiking, biking, and exploring the scenic beauty that surrounds you.

Sedona is not just a feast for the eyes; it also offers a rich tapestry of culture and community. With a variety of art galleries, boutique shops, and farm-to-table restaurants, residents and visitors alike can immerse themselves in the local lifestyle. The city is also renowned for its mystical vortex sites, which draw those interested in wellness and spirituality.

For those looking to call Sedona home, there are exciting opportunities available, including homes with Owner May Carry New Financing options. This unique financing method allows buyers to work directly with sellers to create flexible payment arrangements, making it easier to secure your dream home in this stunning locale. Whether you’re seeking a cozy retreat or a luxurious estate, Sedona's real estate market is diverse and filled with possibilities.

Imagine waking up to sweeping views of majestic red rocks, enjoying the peace of the outdoors, and being part of a vibrant community. Sedona is not just a place to live; it’s a lifestyle waiting to be embraced. Explore the charm of Sedona and discover the perfect home that reflects your unique spirit!

Newest Sedona Homes with Owner May Carry New Financing

$398,000
7077896 MLS
Come discover the coveted and gated Cross Creek Ranch . . . one of Sedona's finest neighborhoods. Ample parcel spans 2.25 acres with National Forest just across the street and the tumbling waters of Oak Creek and private trail access just a couple of lots away. This great location offfers a vey generous, nearly level buiding site with all utilities available in the street. Surrounded by multi million dollar homes, this private community offers an inviting connection with nature. Walk, fish, swim and relax in your private section of Oak Creek! A must see for the discriminating buyer. Also, owner may carry the financing with 25% down at 5% interst for 5 years.

240 Cross Creek Circle Unit 71, Sedona
$3,400,000
4 Beds ⋅ 4 Baths ⋅ 7076688 MLS ⋅ 3,900 SqFt.
Framed by some of Sedona's most breathtaking panoramic red rock views, this newly constructed August 2026 architectural masterpiece redefines modern luxury living. Set within an exclusive gated neighborhood on nearly 1/2 acre, the approximately 3,900 SF residence captures its dramatic surroundings through walls of glass that blur the line between indoors and out. Designed for effortless living, the 4-bedroom, 4-bath floor plan includes an office, flexible media/recreation room, and a spa-inspired primary suite with steam shower. The gourmet chef's kitchen is a showpiece with custom Rift Cut Oak cabinetry, waterfall quartz, premium professional appliances, and exceptional craftsmanship throughout. Luxury, privacy, and iconic Sedona views. List of amenities attached to MLS documents. Ask about the ONLINE BROCHURE and UNBRANDED VIDEO posted on Vimeo. Home is virtually staged & furniture not included. Option for buyer to add on options. - All furniture/art virtually staged in photos - Builder to provide credit to Buyer for custom closets - Elevator can be an option (not included in price)

26 El Camino Tesoros --, Sedona
$195,000
7059746 MLS
Beautiful, easy build lot in the exclusive subdivision of Michaels Ranch. This near acre lot backs to forest service land and comes with ready-made landscaping with its large trees in back. Views of Schuerman mountain and wildlife abound nestled in a peaceful community of just 42 lots and just 5 miles outside of West Sedona. Topo, perc (conventional allowed), and prelim site survey are done. Architectural plans for a large stunning Mediterranean build are included. Seller will consider owner financing.

60 Chrysona Lane Unit 5, Sedona
$299,000
7058808 MLS
Location! Panoramic Red Rock views in every direction, this pristine 0.53-acre parcel in Sedona's exclusive Foothills South is graced with ancient native trees, shrubs & wildflowers. Natural Gas, City Sewer, Underground Electricity, Cable & Internet are all available and ready to go. Seller Financing may be available. Imagine your architectural masterpiece and quiet retreat in one of the most beautiful locations on Earth boasting sweeping red rock views, perfect climate & fresh, clean, pine-scented air. Foothills South is a gated, luxury, private subdivision surrounded on two sides by the spectacular & diverse Coconino National Forest where wildlife & the beauty of nature abound. Forest Service trail access is just ½-block SW of the property and leads to endless hiking & mt biking trails. The breathtaking, world-renowned beauty of Sedona is captured perfectly on this unique parcel, where peace & beauty endure, yet you are conveniently close to fine dining, shopping & City of Sedona amenities. There is no constraint on build time, so buy now and manifest your dream home later. This gorgeous parcel is a rare find as most lots in Foothills South are already developed with opulent homes in a variety of architectural styles. Prices of sold homes in the past 2 years ranged from $1,299,000 to $4,040,000. Minimum square footage required is 2,200 sf. The native trees & lush vegetation on the property are considered part of a remnant chaparral ecosystem, leftover from when Sedona was a great, shallow ocean 330 million years ago. You can still find seashells on the limestone ledges & in the red soil. This is a Once-In-A-Lifetime Opportunity to enjoy vast Sedona red rock views from your custom retreat for decades to come. Plan your private tour today.

163 El Camino Real -- Unit -, Sedona
$2,249,900
4 Beds ⋅ 4 Baths ⋅ 7038533 MLS ⋅ 3,084 SqFt.
EXCITING NEWS!! Property appraised for over list price. Nestled within Sedona's prestigious Cross Creek Ranch, 10 Amber Cliffs Way is a contemporary desert sanctuary where architecture and nature exist in perfect harmony. Surrounded by panoramic red rock vistas and framed by sweeping views of Cathedral Rock, this custom-built residence offers sophisticated indoor-outdoor living, exceptional craftsmanship, and serene privacy on over two acres. Designed with enduring materials and thoughtful flexibility, the home combines modern luxury, energy-efficient construction, and a profound connection to the natural beauty that makes Sedona one of the Southwest's most coveted destinations. Located in a gated enclave bordering Red Rock State Park and near Oak Creek, the property offers exceptional privacy, direct access to nature trails, and a peaceful environment away from Sedona's tourist traffic. The community is known for its meadows, sycamore and cottonwood groves, historic irrigation channels, and easy access to both Sedona and Phoenix.

10 Amber Cliffs Way, Sedona
$549,000
7030977 MLS
Panoramic Cathedral Rock View Lot in Coveted Mystic Heights. Bring your architectural vision to one of Sedona's most exclusive gated enclaves. This premium home site in Mystic Heights offers the ultimate canvas for a custom luxury estate, boasting soaring, unobstructed Red Rock views. Wake up to perfectly framed, iconic vistas of Cathedral Rock from your future master suite.The property features a gentle slope. Enjoy total seclusion and unmatched privacy, while staying just minutes from the waters of Oak Creek, world-class hiking trails, and two stunning State Parks. Land in Sedona is finite--do not miss this rare opportunity to own a private slice of heaven among the red rocks.

7 Peak Point Court Unit 25, Sedona
$1,195,000
4 Beds ⋅ 3 Baths ⋅ 7026436 MLS ⋅ 3,890 SqFt.
Stunning Sedona Sanctuary! This expansive home of 3,890 SF features 2 lavish owner's suites, 2 generous guest rooms, 2 bonus rooms, two living rooms with fireplaces, a separate entrance from each level offering flexibility for families, guests or multi-generational living or as an investment property. An inviting gourmet kitchen with new stainless steel appliances is a chef's delight, and designed for memorable gatherings. Soaring 9ft ceilings, and 8ft hardwood solid doors, hunter ceiling fans, hardwood floors, wood blinds and pleated shades add warmth and elegance to every room. Step outside to 3 separate patios to soak in the scenery or start your evening walk from your door step. New roof in 2025, new interior and exterior paint, new Clopay 18'x8 oversized garage door. STR permitted

560 Concho Drive, Sedona
$549,000
7020445 MLS
Sky Ridge Estates is Sedona's newest luxury resort community in the heart of Sedona. Very secluded with amazing 270-degree views! One of the largest lots .81 ac. in the subdivision. The road and all underground utilities are to be completed by 10/2026. Short walk to new town square/city park and museum, Tlaquepaque, high-end shopping and dining, Los Abrigados Spa resort, restaurants, gym, lit tennis and pickleball courts, and Oak Creek front park available for membership. This is a residence club lot, meaning it is within a gated, secure subdivision with an adjoining clubhouse, an anti-aging medspa, and amenities, offering property management, room service, and 5-star management, with 24-hour security (not Airbnb). Very quiet and secluded, yet in the heart of Sedona, with a 10 walkability score. Below-Market Pricing: Secure your slice of paradise with lots starting at just $549,000. Only 7 lots remaining Build Your Dream: Choose our innovative, eco-friendly landscape homes featuring rustic contemporary design, metal accents, and ceiling-to-floor glass, crafted for efficiency and elegance. Unparalleled Views, Privacy, very quiet & secluded: 19 Exclusive Lots: Each lot, ranging from half to three-quarters of an acre, offers breathtaking panoramic views along a serene ridge down and through a hidden canyon. Investment & Lifestyle Flexibility: Residence club Luxury Living Redefined: Sky Ridge Estates isn't just a place to live; it's a lifestyle. This 5-star resort community offers: *Private Club & Fine Dining (room service): Experience culinary delights without leaving the comfort of your community. *Wellness & Leisure: State-of-the-art anti-aging spa, fully-equipped gym, yoga studio, indoor climate-controlled pickleball court, and a golf simulator. *Concierge & Transport: Enjoy the convenience of concierge services, a Mercedes limo van for all your travel needs, and 24-hour security guard and cameras. *Resort-Style Property Management: Travel a lot? 2nd Home? On-site property management is available. *Infrastructure is underway, and roads and utilities are being installed. The clubhouse and gate are pending approval. Collaborate with our top architect and builder to bring your vision to life. Contact us for more details on this unique opportunity. Look under photos and website for home renderings and drone footage of each lot. Don't miss out on this chance to invest in a lifestyle of luxury and tranquility at Sky Ridge Estates. *Clubhouse is not part of the subdivision but adjoins it and gates are pending plan approval. Most recently sold lot comp lots in residence clubs); 1.)60 Indian head lane .54 acre lot 1/15/2024 sold for 1,250,000. 2.)170 HIDDEN MEADOW DR 7, 1.3-acre lot 3/26/2025 sold for 3,100,000 3.)75 PASEO DEL INEZ 7; 81-acre lot 1/13/2026 sold for 1,350,000

2 Sky Ridge Court Unit 2, Sedona
$674,000
7016956 MLS
Luxury Red Rock Estate in Sedona Discover unparalleled beauty on this 4.58-acre gated estate, surrounded by red rock views from every angle. Wake to breathtaking vistas of Bell Rock, Court House Butte, and Lee Mountain--an exclusive setting among Sedona's premier residences. Architectural plans for a custom retreat designed to blend seamlessly into the stunning red rock formation are included, or choose your own site within the expansive land. The property features detailed architectural drawings, and septic system design all conveying with the land. This is a rare opportunity to own a private, luxurious sanctuary amid Sedona's majestic landscape--where tranquility, privacy, and natural beauty converge.

55 Canyon Ridge Trail Unit -, Sedona
$269,000
6998034 MLS
Commanding red rock views from this elevated building site with incredible 360 degree red rock views that's also overlooking the rushing waters of Oak Creek and its massive Sycamore and Cottonwood trees. Unique/highly sought after location has secluded end of the road privacy, yet only a block to National Forest trails and a few minutes from West Sedona or the Village of Oak Creek. Build your dream house at your own pace - choose to build now or wait until you're ready to start construction in the coming months/years. No time requirement to build. No HOA oversight means you'll only need to comply with city building code and there's no restriction on rentals. Possible Seller financing available.

551 Elysian Drive Unit ., Sedona
$23,000,000
8 Beds ⋅ 9 Baths ⋅ 6963201 MLS ⋅ 13,591 SqFt.
18 ACRES in Uptown Sedona! Don't miss out on the chance to own this iconic Sedona landmark in the heart of Sedona, just a few minutes walk from Tlaquepaque. Endless possibilities await with this versatile multi-use MASSIVE property with breathtaking views of the Red Rock...in the past, it was a spiritual Life Center, and at one time, there were plans to turn it into a resort. Comprising 6 distinct parcels, this property features three adjacent lots along Oak Creek and two huge hillside lots.

333 Schnebly Hill Road, Sedona
$350,000
6963005 MLS
Multi-lot purchase discount available, This lush property is one of the rarest residential lots in the world with amazing views of Cathedral Rock. Enjoying your own irrigation rights available through the Red Rock Ditch Association is a rare amenity for this piece of PARADISE. Here's your opportunity to create an amazing custom estate. There's no HOA, it's outside of city limits and has so much potential. You'll definitely want to come walk it and take a look for yourself. Brand new paved road awaits the arrival of your newly built Sanctuary/DREAM HOME come TRUE! Take advantage of this spacious lot as they are rarely available.

3155 Red Rock Loop Road Unit 2, Sedona
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.