Sedona Homes with Cash to Loan New Financing

Sedona Homes with Cash to Loan New Financing

Welcome to Sedona, Arizona, a breathtaking oasis nestled amidst stunning red rock formations and lush pine forests. Known for its vibrant arts scene, spiritual energy, and outdoor adventures, Sedona offers a unique blend of natural beauty and cultural richness. With its picturesque landscapes, including the iconic Cathedral Rock and Bell Rock, residents and visitors alike are captivated by the serene environment and mild climate year-round.

Sedona is not just a feast for the eyes; it also boasts a thriving community with a variety of amenities. From charming boutiques to gourmet restaurants, the city is a hub for art lovers and food enthusiasts. Outdoor activities abound, with ample opportunities for hiking, biking, and exploring the stunning surroundings. Whether you’re seeking tranquility or adventure, Sedona has something for everyone.

For those considering making Sedona their home, the real estate market is vibrant and diverse. Homes in this enchanting city offer a unique opportunity for buyers, especially with the enticing option of financing through cash to loan new financing. This means that whether you’re looking for a cozy cottage, a luxurious retreat, or a modern family home, you can take advantage of flexible financing options that cater to your needs.

Investing in Sedona real estate not only means securing a beautiful home but also embracing a lifestyle filled with adventure, creativity, and community spirit. Let Sedona welcome you home, where every day feels like a vacation in paradise!

Newest Sedona Homes with Cash to Loan New Financing

55 Bent Tree Court, Sedona
$989,000
2 Beds ⋅ 2 Baths ⋅ 7099947 MLS ⋅ 2,052 SqFt.
A must see! Views, privacy and location! Unobstructed Courthouse Butte and Bell Rock views, golf course scenery, and a private setting come together in this beautifully situated Sedona Golf Resort home, tucked away on a quiet cul-de-sac. Expansive red rock views can be enjoyed from this private setting, featuring artificial turf, sitting areas, and a finished rubberstone patio with a covered area for entertaining. . Enjoy the views from inside and outside with sliding glass doors and from thoughtfully placed seamless window in dining area. Sit in a comfortable living room with a fireplace looking out to a natural setting with Red Rocks in the background. The kitchen features newer countertops and stainless steel appliances with an open layout connecting it to the dining and living areas The primary suite enjoys beautiful red rock views, direct patio access, and a large walk-in closet. The remodeled primary bathroom features updated tile, in-floor heating, countertops, sinks, fixtures, and a tile shower. A split-bedroom floor plan places the second bedroom away from the primary suite, while an additional flexible room offers options for a home office, den, or media room. Pride of ownership shows throughout this well-maintained and updated home. Improvements include flooring replaced in 2023, custom blinds throughout in 2021, a new roof in 2025, and HVAC replacement in 2022. Additional upgrades include a whole-house fan, updated ceiling fans, and an epoxy-coated garage floor. See the full list in the documents tab. Enjoy the combination of scenic views, comfortable indoor-outdoor living, and a convenient location near golf, restaurants, cafes, shopping, and Sedona's renowned hiking trails.

55 Bent Tree Court, Sedona
301 Bristlecone Pines Road, Sedona
$1,175,000
3 Beds ⋅ 3 Baths ⋅ 7099344 MLS ⋅ 2,995 SqFt.
One of the best kept secrets in all of Sedona is the Las Lomas neighborhood-are you ready for a custom home, waiting for you to put your shine on it? This home has four separate patios, two Great Rooms, a three car garage, soaring vaulted ceilings, and is original to the 1993 build, except for one major ticket item: it has a brand new roof underlayment. Red Rock views surround you, with grocery stores, shopping, coffee shops, and more less than five minutes by car. A Hiking Trailhead is one block down, plus loads more within a two mile radius. Put some sweat equity in and have your dream Sedona property with prime location in your hands.

301 Bristlecone Pines Road, Sedona
141 S Bowstring Drive, Sedona
$2,200,000
5 Beds ⋅ 4 Baths ⋅ 7098795 MLS ⋅ 2,998 SqFt.
Stunning Sedona views, spacious living, and a separate guest house make this property truly special! The main home features 5 bedrooms and 4 bathrooms, with generously sized bedrooms and plenty of room to spread out. The approximately 807 sq. ft. guest house features 1 bedroom, a ¾ bath, washer and dryer, fireplace, and gas cooktop, bringing the total living space to a combined total of 3,805 sq. ft. An ideal setup for multigenerational living, extended family, or guests. Outside, relax beneath the trees around the backyard fire pit and enjoy the beautiful Sedona surroundings. A fantastic full-time residence, second home, or vacation rental opportunity in a great location! The breathtaking views are something photos simply can't capture!

141 S Bowstring Drive, Sedona
1970 Red Rock Loop Road Road, Sedona
$450,000
4 Beds ⋅ 2 Baths ⋅ 7098670 MLS ⋅ 1,745 SqFt.
Opportunity in Sedona's Desirable Red Rock Loop Area! Situated on .48 acres in an established neighborhood, this 1997 manufactured home offers an open floor plan, beautiful red rock views, and plenty of potential. Originally purchased with the intention of a complete remodel, the owners hired a contractor who subsequently went out of business, leaving the renovation unfinished. The property is now ready for a new owner to take over and bring their vision to life. Approved remodeling plans are included. Ideally located within walking distance of Red Rock Crossing, Chavez Ranch, and numerous hiking and outdoor recreation opportunities, this property offers convenient access to some of Sedona's most scenic surroundings. Many items purchased for remodel will be included. Ask for list.

1970 Red Rock Loop Road Road, Sedona
140 La Barranca Circle Unit 63, Sedona
$240,000
7098538 MLS
Why settle for someone else's floor plan? 140 La Barranca Circle is a 1.03-acre buildable lot in La Barranca, a gated community in the Village of Oak Creek in Sedona, Arizona. The lot sits at the end of a quiet cul-de-sac, has a gentle slope that works well for a custom home, and offers red rock views. Utilities are available. La Barranca is a peaceful, beautiful neighborhood off Jacks Canyon Road, minutes from Village of Oak Creek dining, shopping and golf, and close to Coconino National Forest trails. Gated acreage like this in the Village of Oak Creek is hard to find, so bring your plans and your architect. Buyer to verify utilities, setbacks and building requirements.

140 La Barranca Circle Unit 63, Sedona
926 E Saddlehorn Road Unit 138, Sedona
$300,000
7098285 MLS
A little tucked away, a little wild, and full of possibility. Backing to National Forest, this unique 0.88-acre Village of Oak Creek lot offers gentle terrain, red rock views from its elevated rear portion, and pockets of privacy among mature pine & juniper trees, manzanita, and yucca. A flag-lot approach sets the main parcel back from the street, where open spaces blend with natural vegetation and a mesa backdrop. Imagine a home thoughtfully positioned for the views, outdoor living, and the quiet beauty of having the forest edge all to yourself--all within easy reach of the vibrant life of The Village with dining, shopping, golf, hiking & biking. Electricity, water, and natural gas are available at the street; septic will be required. Bring your vision and explore this special Beyond the flag-pole entrance, which will act as the natural private driveway, this forest-bordering parcel opens into gently rolling spaces and sheltered pockets among established trees. The land rises gradually toward the rear, where red rock views of Castle Rock, Bell Rock & Courthouse Butte open up to the north and the public lands hug the back line to the south. Thoughtful home placement could capture those outlooks while preserving the natural vegetation that gives the property its privacy and character. Considering a main home with a casita? Explore the possibilities with your builder, subject to applicable restrictions, site requirements, and buyer verification. Rabbits, quail, javelina, coyotes, and deer are abundant here, and late-day shade from the nearby mesas gives the greener, more wooded areas an enchanted feel. The property has been maintained to keep much of it open and approachable on foot, offering an inviting balance of potential outdoor living spaces and areas to leave naturally wild--all within an easy drive of The Village amenities. APS electricity, water service, and Unisource natural gas are reported available at the street; connections and extensions will be needed. An individual septic system will be required. Buyer to do all due diligence related to these logistics. The rear portion of the lot offers an appealing area to explore for a homesite, with distance from the street to consider when planning utilities and access. A natural drainage swale crosses portions of the parcel and should be incorporated into site and driveway design. Existing property details include a recorded easement accommodating part of the neighboring driveway/landscaping, a neighboring concrete drainage-channel encroachment, and an irrigation spigot supplied by the well at 940 E Saddlehorn. Buyers should review seller disclosures, the recorded easement, and the status of the drainage and water-use arrangements. Seller reports no active HOA and that short-term rentals are allowed; recorded CC&Rs may still apply. Buyers to verify applicable restrictions, rental use, building requirements, utilities, septic feasibility, drainage, and all intended improvements during due diligence. Bring your vision for a personal retreat with views, outdoor living, and the quiet beauty of the forest edge.

926 E Saddlehorn Road Unit 138, Sedona
1950 Del Monte Drive, Sedona
$675,000
2 Beds ⋅ 2 Baths ⋅ 7098123 MLS ⋅ 1,127 SqFt.
Homes under $700,000 are a rare find in West Sedona, and this one comes with a location most buyers can only dream of. Tucked at the end of a quiet cul-de-sac, this 2 bedroom, 2 bathroom home is just a 3-minute walk from the Sugarloaf Trailhead, one of Sedona's most famous hiking spots. Step out your door and onto the red rock trails. Inside, a cathedral ceiling gives the open living, dining, and kitchen areas a bright, airy feel. The updated kitchen features Corian counters and stainless steel appliances. A split bedroom floorplan offers privacy for guests or hosts, and easy-care ceramic tile runs throughout. Outdoor living is a highlight, with great patios made for morning coffee and Sedona sunsets. An additional 100 sq. ft. Arizona Room, not included in the listed square footage offers many possibilities as a home office, studio, reading nook, or bonus lounge. Maintained in excellent condition and sold with furnishings, this home is truly turn-key. New exterior paint in October 2024. With no HOA, it's an ideal vacation rental, a full-time Sedona residence, or a getaway for those who want to be close to the trails.

1950 Del Monte Drive, Sedona
30 Calle Del Medio --, Sedona
$665,000
3 Beds ⋅ 3 Baths ⋅ 7097691 MLS ⋅ 1,736 SqFt.
Live the Sedona lifestyle with ''Million Dollar Red Rock Views'', effortless proximity, and simplified living. From the expansive deck and bright main living spaces, panoramic views of Thunder Mountain and Sedona's dramatic red rocks unfold like an IMAX movie in every season. Start the morning with coffee as hummingbirds gather and hot air balloons drift overhead, enjoy the afternoon shade and a glowing golden hour, then linger into sunset as the changing shadows reveal the depth and character of the red rocks. Inside, the thoughtfully updated home offers a designer kitchen with high-end Viking appliances, soaring ceilings, solid quartz countertops, electric fireplace updated bathrooms, new flooring, lighting, paint, doors, windows, and window treatments. A whole-house water filtration system, tankless water heater and Nest thermostat add everyday convenience. To provide a seamless transition to your new Sedona life, the majority of furnishings are included with an acceptable offer (Furniture List attached). The location is exceptionally connected to the best of West Sedona. Skip waiting for parking at trailheads or taking the Shuttle - you'll enjoy direct access to Dry Creek's shared-use pathway connecting you to numerous trailheads. Prime Pedestrian-friendly location! Only 0.2 Mile to Layla's Bakery-Cafe, Local Juicery, Famous Pizza, Sedona Beer Company Basecamp, local shops, and scenic amenities. The gated Del Sol community also offers a private gate to the Sedona Library, with free activities and programs throughout the week. This property was designed for carefree lock-and-leave living. The HOA handles exterior building maintenance, landscaping, and trash removal. Roof (full replacement 2023) & exterior paint (2026) were recently completed. The lower level features a private-entry one-bedroom suite with its own bathroom, ideal for guests, extended stays, or flexible living arrangements. A spacious crawl space provides excellent storage. Adding to the appeal, this quiet neighborhood enforces a 3 month minimum rental restriction, preventing short-term rentals from disturbing your peace. Updated, secure, low-maintenance, and positioned to capture Sedona's most unforgettable views, this is simple living at its most inspiring!

30 Calle Del Medio --, Sedona
20 Amber Cliffs Way Unit 63, Sedona
$425,000
7097463 MLS
Privacy, panorama, and a head start. This 2.56-acre flag lot in gated Cross Creek Ranch sits at the end of a long private drive, tucked away from neighbors and wide open to panoramic Red Rock views. The homework is done: soils test and topographical survey complete. Architectural plans were started, and buyers can connect directly with the architect to carry the design forward. The site is built for a private gated compound: main home, guest casita, pool, and room to spare. Cross Creek Ranch is one of Sedona's rare master-planned enclaves, bordered by National Forest and Red Rock State Park, with creek access for residents. Hike out your back door, then be minutes from Sedona dining, galleries, and shopping. Stop sketching your dream retreat on napkins. Start building it.

20 Amber Cliffs Way Unit 63, Sedona
809 W Chapel Road, Sedona
$1,695,000
4 Beds ⋅ 4 Baths ⋅ 7097204 MLS ⋅ 3,053 SqFt.
Elephant Rock is your view. Privacy is your setting. Tucked on a quiet no-outlet street in Mystic Hills, between Sedona and the Village of Oak Creek, this fenced compound delivers red rock drama with none of the noise. 3,053 total sq ft: a 2,731 sq ft main home plus a 322 sq ft fully furnished casita, ready for guests, a studio or an office. Inside, 16-ft ceilings, stained glass windows and multiple skylights flood the home with light. The kitchen runs on Sub-Zero & Wolf, with matching granite throughout the home and casita. Wine lover? A dedicated wine and storage room, plus a 182-bottle EuroCave cellar and a 94-bottle dual-zone cooler that convey. An upper-level art studio opens to its own porch. Outside, the courtyard water feature sets the tone; the covered back patio has ceiling fans, radiant heat and automated sun shades; the upper patio has misters. OW Lee outdoor furniture, including two propane fire tables, conveys. Owned solar with a new 18kW hybrid inverter, EV outlet, Lennox Signature HVAC with air purification, instant hot water, water softener and purifier, Rachio smart irrigation, automated blinds and landscape lighting, plus a full security system and cameras. New roof (2023) with transferable warranty, fresh exterior paint and many new windows. Mystic Hills adds a rec center, pool and spa, tennis, pickleball and fitness center, all with a low HOA.

809 W Chapel Road, Sedona
130 Blackjack Drive, Sedona
$799,900
3 Beds ⋅ 4 Baths ⋅ 7096841 MLS ⋅ 2,328 SqFt.
Rare opportunity to own in the esteemed Oak Shadows neighborhood as a short term rental or forever home. Priced to sell for under $350/sq ft, on a street that averages $443/sq ft! Tranquility finds new meaning amidst quiet neighbors and Sedona's legendary Red Rock Views. Blackjack Drive is perched in an elevated area, making it a stand-out location from the rest of the village, while still a quick drive to Clark's Market and minutes to the golf course. This home presents 3 bedrooms and 3.5 bathrooms, one of which is positioned as a guest-suite with its own entrance and sun room; perfect for family, hosting guests, or an Airbnb. This suite was renovated in 2022, and the whole house received a new HVAC unit in 2025. Enjoy the 2.5 car garage (park 2 cars and a golf cart) and a long driveway to accommodate additional parking. Two decks overlook the level yard and crimson red rocks beyond. The spacious layout with high ceilings and large windows bring light and joy to the living area. Ample storage available between the closets, garage, pristine shed, and a long carpeted crawlspace. A working dumbwaiter runs between the garage and kitchen! The listing price reflects the age of features and accounts for cosmetic updating a buyer may want to do. Must see in person!

130 Blackjack Drive, Sedona
3227 Calle Del Montana --, Sedona
$1,325,000
4 Beds ⋅ 3 Baths ⋅ 7096528 MLS ⋅ 2,695 SqFt.
Cathedral Rock and Bell Rock fill the view from 3227 Calle Del Montana, with Courthouse Rock joining in at the edge of the panorama. You'll see them from the living room, kitchen, dining room, deck and primary bedroom, and they look different every hour of the day. This 4 bed / 3 bath custom home was architect designed and sits on 0.7 acres in the gated Foothills South neighborhood, backing to HOA common space and National Forest beyond. That open land behind you stays open! In a town where build-able ground keeps shrinking and red rock views drive value, a protected backdrop like this one is about as close to a sure thing as Sedona real estate gets. Inside, 2,695 square feet is laid out to make the most of those sight lines. Viga beams carry the eye across the tall ceilings and give the home its warm Southwestern character. The living room, dining room and kitchen all share the red rock views, so whoever is cooking stays part of the conversation. Head up to the loft and the view swings north to Thunder Mountain, an entirely different side of Sedona from the same house. It's a natural fit for a reading nook or an office. The primary suite wakes up to Cathedral Rock, features it's own fireplace, and showcases a tongue & groove ceiling. Walk out onto the large rear deck from the primary and experience more red rock vistas. A spacious primary bath and walk in closet A guest bedroom, guest bathroom, and loft exist on the main level, while two additional guest bedrooms, a guest bathroom and a separate living room are on the lower level. Access to the backyard is available via the lower level. The roof was replaced in 2021, which takes one of the bigger line items off a new owner's list for years to come. The two-car garage is generously sized, and the attached utility closet is a nice touch for additional storage. With 0.7 acres, there is plenty of room in the backyard for a pool with A+ red rock views. The Old Post Trail runs through the forest land behind the home and Sedona's major trail junction and network, Culture Park, is right across the street from the neighborhood's entrance. Centrally located in West Sedona, with a private and mature neighborhood feel. It will be difficult to find a better combination than what is offered with this property!

3227 Calle Del Montana --, Sedona
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