Sedona Homes with FHA New Financing

Sedona Homes with FHA New Financing

Welcome to Sedona, Arizona—a breathtaking oasis nestled amidst the stunning red rock formations of the Coconino National Forest. Known for its vibrant arts scene, spiritual vortexes, and outdoor adventures, Sedona offers a unique blend of natural beauty and cultural richness. With a mild climate and over 300 days of sunshine a year, it's no wonder that this enchanting city attracts residents and visitors alike.

Sedona is not just a feast for the eyes; it's also a haven for those seeking a serene lifestyle surrounded by nature. With a variety of hiking trails, world-class mountain biking routes, and opportunities for rock climbing, outdoor enthusiasts will find endless adventures at their doorstep. The city also boasts an array of art galleries, boutiques, and restaurants that highlight local flavors and craftsmanship, making it a vibrant community where creativity thrives.

For those considering making Sedona their home, you’ll be pleased to know that many properties are eligible for FHA financing. This means that whether you’re a first-time homebuyer or looking to invest in a vacation retreat, you can take advantage of more accessible financing options. Homes in Sedona range from charming adobe-style houses to modern retreats, all designed to complement the stunning landscape that surrounds them.

Imagine waking up to the serene beauty of the red rocks and enjoying a cup of coffee on your patio as the sun rises. With FHA financing options available, your dream of living in this picturesque city can become a reality. Explore the possibilities of Sedona and discover a lifestyle that is as vibrant and inviting as the landscape itself.

Newest Sedona Homes with FHA New Financing

3 Beds ⋅ 3 Baths ⋅ 7057338 MLS ⋅ 2,100 SqFt.

HUD Home. Nestled in the highly desirable Oak Shadows community, this spacious single level home offers an incredible opportunity to own a piece of Sedona surrounded by breathtaking Red Rock views. Situated on an oversized lot, the home features approximately 2,100 square feet, 3 bedrooms, vaulted ceilings, a gas fireplace, generous living areas, and a covered patio designed to take advantage of the spectacular natural setting. Mature landscaping and a peaceful atmosphere create the perfect backdrop for relaxing or entertaining. Ideally located near hiking and biking trails, golf courses, shopping, restaurants, and the many outdoor adventures that make the Village of Oak Creek such a sought after destination. HUD Homes are sold AS IS. Buyer to verify all information including square footage, utilities, HOA, septic system, and any information material to the purchase. FHA insurability is subject to HUD appraisal.

160 Blackjack Drive, Sedona

2 Beds ⋅ 2 Baths ⋅ 7054630 MLS ⋅ 1,558 SqFt.

Sophisticated Mediterranean Townhome | The Ridge Private Residences at Sedona. This sophisticated Mediterranean-inspired townhome located within The Ridge Private Residences at Sedona, an intimate gated community adjacent to Sedona Golf Resort and just a short walk to the Hilton Sedona Resort, Athletic Club & Spa, restaurants, and resort amenities. Beautifully maintained and thoughtfully updated, this exceptional residence offers architectural character, timeless design, and one of the most desirable locations in the Village of Oak Creek. A private courtyard welcomes you into a home where soaring ceilings, dramatic architectural windows, Saltillo tile and hardwood flooring, a custom wrought-iron staircase, and a striking fireplace create a warm yet refined living environment. Natural light fills the home while thoughtfully designed indoor and outdoor living spaces invite relaxation, entertaining, and appreciation of Sedona's extraordinary surroundings. The remodeled kitchen blends beauty with function, featuring premium Thomasville cabinetry, granite countertops, stainless steel appliances, engineered wood flooring, extensive pull-out cabinetry and organizers, exceptional storage, and a custom entertaining bar that opens seamlessly to the dining and living areas. The thoughtfully designed floor plan offers approximately 1558 square feet, including two bedrooms, two bathrooms, and an expansive executive office/flex room surrounded by French doors and a dramatic wall of windows overlooking the private patio, not included in the square footage. Whether used as a home office, library, media room, or creative studio, this versatile space is one of the home's defining features. Occupying the entire upper level is the private primary suite offers its own fireplace, a rooftop deck, walk-in closet, dual vanities, a separate tub and walk-in shower, and beautiful views of Sedona's iconic Red Rock landscape. Outside, the spacious patio enjoys a uniquely private setting bordered by beautifully landscaped common area, creating an inviting extension of the home's living space. An attached two-car garage, updated bathrooms, new skylights, and city utilities complete this exceptional offering. Residents of The Ridge Private Residences enjoy remarkably affordable HOA dues that include beautifully maintained common grounds, gated entry, road maintenance, trash service, exterior painting for attached residences, and membership to the Hilton Sedona Athletic Club & Spa through the HOA an ownership benefit that enhances the community's resort lifestyle.

186 Ridge Trail Dr Drive Unit 186, Sedona

2 Beds ⋅ 1 Baths ⋅ 7054255 MLS ⋅ 891 SqFt.

Nestled in a highly sought-after West Sedona neighborhood, this charming patio home is an absolute gem, inside and out. The property has been meticulously maintained, offering total peace of mind with a newer HVAC system (approx. 3 years old) and a newer washer and dryer set (approx. 2 years old). Private front entrance w/ locking gate. Step outside to your garden area, complete with backyard irrigation system. Master bedroom windows replaced. The HOA dues cover an incredible lineup of amenities, including a community pool and spa, trash pickup, pest control, and roof maintenance. Located just minutes from West Sedona's best shopping, dining, and trails, this home is ready to welcome you. 30 day minimum rentals

211 Columbine Court, Sedona

3 Beds ⋅ 2 Baths ⋅ 7052894 MLS ⋅ 1,569 SqFt.

No HOA! Welcome to this well-appointed home in West Sedona in a very desirable area. This single-level, 3-bedroom, 2-bath home features approximately 1,570 square feet of bright, open living space with high ceilings and new luxury vinyl flooring throughout, creating a fresh, modern feel that's both stylish and durable. Open kitchen with views of Thunder Mountain. An open and spacious deck off the back with access from the master bedroom and living room. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this inviting home offers the perfect blend of location, style, and breathtaking red rock scenery.

110 Farmer Brothers Drive, Sedona

2 Beds ⋅ 2 Baths ⋅ 7049692 MLS ⋅ 1,108 SqFt.

Experience the best of Sedona living in this beautifully updated 2 bedroom, 2 bathroom, 1,108 sq ft townhouse with a garage and breathtaking Red Rock views. Ideally located in the sought-after Village of Oak Creek, this home offers a bright, open layout with skylights, spacious living areas, and a stylish kitchen featuring granite/quartz countertops, updated appliances, and abundant cabinetry. Relax on the private patio while taking in the iconic scenery, or stroll to nearby restaurants, coffee shops, shopping, golf, and hiking trails. Long-term rentals and Furnished Finder are permitted, making this an exceptional full-time residence, second home, or investment opportunity. Furnishings available separately. Optional Hilton Resort membership available.

165 Verde Valley School Road Unit 23, Sedona

3 Beds ⋅ 2 Baths ⋅ 7048820 MLS ⋅ 2,226 SqFt.

Tucked within the desirable Oak Shadows subdivision in the Village of Oak Creek, this solid stucco and tile-roof residence offers the perfect blend of privacy, space, red rock beauty, and Sedona lifestyle. Set on a spectacular 1.02-acre treed lot, the home enjoys a rare sense of seclusion while still being close to the restaurants, shopping, golf, pickleball, hiking, and everyday conveniences the Village has to offer. The single-level floor plan features three bedrooms, two bathrooms, soaring ceilings, generous living spaces, tile and carpet flooring, and an attached three-car garage. Designed for comfortable full-time living, a peaceful Sedona retreat, or an investment opportunity, the home offers both functionality and an inviting sense of warmth. The sellers invested approximately $40,000 to enclose the backyard patio and create a beautiful Arizona room, adding roughly 400 square feet of additional living space not included in the county-recorded square footage. This light-filled space enhances the indoor-outdoor lifestyle and provides the perfect setting to relax, entertain, or simply take in the serenity of the property. Outdoors, the fully fenced yard, mature trees, red rock views, and exceptional privacy create a truly special setting. With vacation rentals allowed, this Oak Shadows home presents a rare opportunity to own a spacious Sedona property on over an acre in one of the Village's most desirable neighborhoods.

85 White Cedar Drive, Sedona

3 Beds ⋅ 3 Baths ⋅ 7048137 MLS ⋅ 1,728 SqFt.

Stylish, updated mid-century modern with red rock views, on .44 acre. Convenient to all Sedona & VOC activities, yet secluded by winding roads, wooded hillsides & walking trail just past the lot. Quaint covered front porch, wood burning fireplace, private drive to separate studio/casita & insulated garage with mini split heat/cooling, & canned lights for art studio or fitness rm. 1427 sq ft main house & 256 sq ft casita = 1728 sq ft total. Updates in last 5 years include roof, doors, windows, interior & exterior paint, flooring, kitchen cabinets & countertops, baths, master closet, tankless water heaters in home & casita, secure network & Ring Security System, Hvac in home & mini-splits (in guest house & garage). Appliances are apx 5 years old. Minimum rental is 30 days per the HOA

175 Canyon Drive, Sedona

2 Beds ⋅ 2 Baths ⋅ 7047851 MLS ⋅ 1,630 SqFt.

Discover turn-key luxury living in the heart of the Village of Oak Creek. This impeccably maintained home offers effortless elegance. The HOA covers most exterior maintenance, and the home is available fully furnished if desired, including an adjustable King massage bed. Simply arrive and settle in, whether for weekend escapes or everyday living. A beautifully landscaped private courtyard creates a memorable first impression, leading into a spacious living area centered around a cozy fireplace. Step outside to a private patio where a relaxing hot tub awaits beneath Sedona's spectacular skies. The epoxy-finished garage includes an EV/Tesla charger. Community amenities include a pool, spa, grill, and nearby walking trails, all while iconic red rock views become part of your daily life.

110 Sin Salida --, Sedona

3 Beds ⋅ 3 Baths ⋅ 7044387 MLS ⋅ 2,235 SqFt.

Experience the ultimate Sedona lifestyle in this stunning three-bedroom, three bathroom sanctuary, nestled within an exclusive gated community. Designed for both high-end ''lock and leave'' convenience, this home boasts luxurious finishes throughout and is available fully furnished for a seamless transition. The gourmet kitchen features a spacious walk in pantry, while the two-car garage offers extensive built-in cabinets for effortless organization. Step outside to your private yard to find a secluded hot tub, set against a backdrop of magnificent red rock scenery. Enjoy panoramic views from every angle and immediate access to nearby trails. Whether you're seeking a permanent retreat or a seasonal escape, this property defines sophisticated desert living.

3953 Positano Place, Sedona

3 Beds ⋅ 2 Baths ⋅ 7044330 MLS ⋅ 1,650 SqFt.

Welcome home to this beautifully appointed 3-bedroom, 2-bathroom residence offering the perfect blend of comfort, style, and stunning natural surroundings. Enjoy red rock views from this exceptionally priced home. The modern, open floor plan flows effortlessly across two distinct living spaces a welcoming front living room just off the main entrance, and a cozy family room off the kitchen featuring a wood-burning fireplace and views of the backyard. Whether you're entertaining or unwinding, there's a space for every moment. Step outside to your fully fenced backyard retreat complete with a covered patio, ideal for outdoor dining, relaxing evenings, or simply taking in the scenery. Owner/Agent. Seller is a licensed Real Estate Agent.

60 Horse Canyon Drive, Sedona

3 Beds ⋅ 2 Baths ⋅ 7040033 MLS ⋅ 1,920 SqFt.

Welcome to one of Sedona's most celebrated properties a fully renovated, designer-furnished 3-bedroom, 2-bath home perched on the hillside above Uptown Sedona with breathtaking, unobstructed views of Sedona's most iconic red rock formations, including Thunder Mountain, Snoopy Rock, and Cathedral Rock. The expansive main deck spanning the front of the home overlooks Main Avenue and delivers the finest red rock panorama in Uptown, front-row seat to Sedona's legendary sunsets. A private balcony off the main suite offers intimate morning views, while a third deck off the kitchen creates a seamless indoor-outdoor flow for morning coffee views. The backyard rounds it out with a private hot tub, horseshoe pit, and multiple seating areas beneath Sedona's star-filled skies. Set on a quiet . . . hillside, yet also in close proximity to the restaurants, art galleries, shops, and energy of Uptown Main Avenue, this is Sedona's most coveted location for guests and owners alike. It has been renovated top to bottom, and every detail has been elevated: new HVAC system, all-new high-end designer furnishings, updated appliances, premium bedding, and locally sourced art throughout. Three thoughtfully appointed bedrooms, including a spacious king master suite with an office/den, and incredible mountain views from the shower! Seller is willing to convey the home fully furnished, offering a rare turnkey opportunity in one of Arizona's most sought-after destinations. Whether you're seeking a high-performing STR investment, a luxury vacation retreat, or a full-time Sedona lifestyle, this property delivers on every front with irreplaceable views. Properties like this in Uptown Sedona do not come available often -- and they don't last. *For investors, this is a proven, High-Performing Short-Term Rental. The property carries a 4.95-star Airbnb rating across 153 reviews, consistently ranked in the top 10% of all Airbnb listings nationwide. Sleep up to 8 guests in comfort and style.*

20 Sunrise Avenue, Sedona

3 Beds ⋅ 2 Baths ⋅ 7038974 MLS ⋅ 1,600 SqFt.

Located in the highly desirable Fairway Oaks community of Sedona, this beautifully maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience, and iconic red rock scenery. Just a short walk from the renowned Oakcreek Country Club golf course, this property places you in the heart of one of Sedona's most sought-after neighborhoods while surrounding you with some of the area's most breathtaking natural beauty. Inside, cathedral ceilings create a dramatic sense of space, filling the home with light and air while enhancing the open, inviting layout. Large windows throughout the living areas capture the beauty of the surrounding landscape and allow natural light to pour into the home. The kitchen is equipped with stainless steel appliances and offers a functional design that flows seamlessly into the main living spaces, making it ideal for both everyday living and entertaining. Recent updates include painted kitchen cabinets, a new kitchen sink, updated flooring throughout the main living areas, and newer carpet in the bedrooms, creating a fresh and welcoming interior. This home has been meticulously maintained with an impressive list of recent improvements, including a new HVAC system installed in 2020, a new water softener in 2021, all fire alarms replaced in 2021, a new patio roof in 2024, roof repairs and resurfacing completed between 2024 and 2025, new interior and exterior paint in 2025, new stucco in 2025, new gutters in 2025, and a new septic motor installed in 2026. In addition, twelve new privacy shrubs were added to the landscape in 2026, further enhancing the peaceful outdoor setting. Step outside to the fully fenced backyard where the true highlight of the property awaits. Framed by stunning views of Sedona's iconic Cathedral Rock, the outdoor space offers a private setting to relax, entertain, and take in the ever-changing colors of the red rocks throughout the day. Whether enjoying your morning coffee, hosting guests, or unwinding at sunset, the backdrop is nothing short of spectacular. Combining a prime location, walkability to golf, extensive recent upgrades, and unforgettable red rock views, this Fairway Oaks home presents a rare opportunity to enjoy the Sedona lifestyle at its finest.

290 Fairway Oaks Drive, Sedona

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