Sedona Homes with Cash to Loan New Financing

Sedona Homes with Cash to Loan New Financing

Welcome to Sedona, Arizona, a breathtaking oasis nestled amidst stunning red rock formations and lush pine forests. Known for its vibrant arts scene, spiritual energy, and outdoor adventures, Sedona offers a unique blend of natural beauty and cultural richness. With its picturesque landscapes, including the iconic Cathedral Rock and Bell Rock, residents and visitors alike are captivated by the serene environment and mild climate year-round.

Sedona is not just a feast for the eyes; it also boasts a thriving community with a variety of amenities. From charming boutiques to gourmet restaurants, the city is a hub for art lovers and food enthusiasts. Outdoor activities abound, with ample opportunities for hiking, biking, and exploring the stunning surroundings. Whether you’re seeking tranquility or adventure, Sedona has something for everyone.

For those considering making Sedona their home, the real estate market is vibrant and diverse. Homes in this enchanting city offer a unique opportunity for buyers, especially with the enticing option of financing through cash to loan new financing. This means that whether you’re looking for a cozy cottage, a luxurious retreat, or a modern family home, you can take advantage of flexible financing options that cater to your needs.

Investing in Sedona real estate not only means securing a beautiful home but also embracing a lifestyle filled with adventure, creativity, and community spirit. Let Sedona welcome you home, where every day feels like a vacation in paradise!

Newest Sedona Homes with Cash to Loan New Financing

4 Beds ⋅ 3 Baths ⋅ 7060030 MLS ⋅ 2,960 SqFt.

Tucked away on a quiet cul-de-sac and backing to a scenic red rock wash, this spacious 4-BR, 3-BA home offers privacy, stunning red rock views, and no rear neighbors. The main level features a bright, modern eat-in kitchen, an open dining area, and a generous great room designed for effortless entertaining. 3 BR and 2 BA provide comfortable everyday living. The lower level offers its own private entrance and patio, creating an ideal space for multi-generational living, in-laws, or guests. An add'l flexible room is perfect as a media room, playroom, home office, or fitness space. Complete with a 2-car garage and access to community amenities including a pool and recreation area, this home is ideally located. Experience the perfect blend of comfort, privacy, and the Sedona lifestyle.

60 Rose Mountain Court, Sedona

3 Beds ⋅ 5 Baths ⋅ 7059915 MLS ⋅ 3,413 SqFt.

Nestled in the coveted, socially active Mystic Hills subdivision, this exceptional residence captures majestic views of Cathedral Rock and Elephant Butte. Just a short stroll from the community clubhouse, residents enjoy resort-style amenities including a pool, hot tub, fitness facility, saunas, and lighted tennis and pickleball courts. Designed to showcase Sedona's distinctive architectural character, the home features exquisite peeled-log vigas and handcrafted latilla ceilings. The gourmet chef's kitchen is appointed with professional-grade appliances, while the expansive primary suite provides a luxurious private retreat. The lower level includes a wet bar and full bath, providing outstanding flexibility for in-law or guest accommodations. The oversized garage includes a convenient Nestled in the coveted, socially active Mystic Hills subdivision, this exceptional residence captures majestic views of Cathedral Rock and Elephant Butte. Just a short stroll from the community clubhouse, residents enjoy resort-style amenities including a pool, hot tub, fitness facility, saunas, and lighted tennis and pickleball courts. Designed to showcase Sedona's distinctive architectural character, the home features exquisite peeled-log vigas and handcrafted latilla ceilings. The gourmet chef's kitchen is appointed with professional-grade appliances, while the expansive primary suite provides a luxurious private retreat. The lower level includes a wet bar and full bath, providing outstanding flexibility for in-law or guest accommodations. The oversized garage includes a convenient half bath and offers abundant space for an art studio, workshop, or hobby area. A dumbwaiter and the potential for future elevator installation further enhance the home's convenience and long-term livability. Ideally situated between West Sedona, Uptown, and the Village of Oak Creek, the home's central location places shopping, dining, galleries, golf, and everyday conveniences just minutes away. Outdoor enthusiasts will appreciate immediate access to the Mystic Trail network, offering some of Sedona's most scenic hiking and biking right from the neighborhood. Offered As Is, the property includes a foundation assessment and repair estimates available for buyer review. This is a rare opportunity to customize an architecturally distinctive home with breathtaking red rock views in one of Sedona's most sought-after communities. Some furnishings may convey.

114 E Mallard Drive, Sedona

Location! Panoramic Red Rock views in every direction, this pristine 0.53-acre parcel in Sedona's exclusive Foothills South is graced with ancient native trees, shrubs & wildflowers. Natural Gas, City Sewer, Underground Electricity, Cable & Internet are all available and ready to go. Seller Financing may be available. Imagine your architectural masterpiece and quiet retreat in one of the most beautiful locations on Earth boasting sweeping red rock views, perfect climate & fresh, clean, pine-scented air. Foothills South is a gated, luxury, private subdivision surrounded on two sides by the spectacular & diverse Coconino National Forest where wildlife & the beauty of nature abound. Forest Service trail access is just ½-block SW of the property and leads to endless hiking & mt biking trails. The breathtaking, world-renowned beauty of Sedona is captured perfectly on this unique parcel, where peace & beauty endure, yet you are conveniently close to fine dining, shopping & City of Sedona amenities. There is no constraint on build time, so buy now and manifest your dream home later. This gorgeous parcel is a rare find as most lots in Foothills South are already developed with opulent homes in a variety of architectural styles. Prices of sold homes in the past 2 years ranged from $1,299,000 to $4,040,000. Minimum square footage required is 2,200 sf. The native trees & lush vegetation on the property are considered part of a remnant chaparral ecosystem, leftover from when Sedona was a great, shallow ocean 330 million years ago. You can still find seashells on the limestone ledges & in the red soil. This is a Once-In-A-Lifetime Opportunity to enjoy vast Sedona red rock views from your custom retreat for decades to come. Plan your private tour today.

163 El Camino Real -- Unit -, Sedona

3 Beds ⋅ 3 Baths ⋅ 7058324 MLS ⋅ 2,252 SqFt.

Situated in Sedona's desirable Chapel area, this meticulously maintained 3-bed, 3-bath home offers breathtaking red rock views and classic Southwest comfort. Vaulted ceilings create an open and airy feel. The spacious kitchen effortlessly accommodates several cooks, while the substantial family room features a wood-burning fireplace. Recent upgrades include top-of-the-line Renewal by Anderson LowE-4 SmartSun Windows with a transferable warranty. The remodeled primary suite bathroom highlights a beautifully tiled walk-in shower. The guest bathroom is tastefully styled. Outside, enjoy low-maintenance desert landscaping with a drip system and an oversized garage with a workbench. With no HOA, this home presents a fantastic single-family residence or an investment opportunity. Recent quality upgrades enhance both style and structural integrity: Brand-new Renewal by Anderson windows in the living room, front bedroom, and kitchen frame stunning red rock views while enhancing the home's natural charm. The flat roof areas were professionally recoated in 2025 by Hales Roofing using high-performance Premier Elastomeric coating. The kitchen has neutral granite countertops with lovely wood cabinetry. The expansive primary suite opens onto a private patio with incredible red rock views. The outdoor living features a spacious main back patio for entertaining as well as the inviting courtyard patio, offering versatile settings for relaxation and quiet morning coffee. The guest bedrooms are a generous size and also have fabulous red rock views. The Laundry room has space to fold your clothes and a half bath. The oversized garage not only has a large workbench but also plenty of storage. The property is in close proximity to world-class hiking and biking trails. Every inch of this home reflects years of meticulous care and attention to detail. Move-in ready!

80 Lynx Drive, Sedona

Here is your opportunity to own a full acre in the highly desirable La Barranca subdivision, featuring dramatic, unobstructed views of the majestic Mogollon Rim and expansive red rock vistas that define Sedona living. This gently sloping homesite offers the perfect canvas to create your custom dream home while enjoying the privacy, space, and beauty of acre living. Utilities are conveniently available at the lot line, including sewer, water, and electricity, making the building process that much easier. La Barranca's thoughtful architectural guidelines help preserve the beauty, quality, and long-term value of the community. Homes require a minimum of 2,200 square feet of livable space, creating an upscale neighborhood of distinctive custom residences.With low HOA dues of just $110 per quarter, this exceptional property offers outstanding value in one of Sedona's most desirable neighborhoods. Dreaming of making Sedona home? Ready to build the custom home you've always envisioned? Bring your architect, your imagination, and your dreams--the views are already here!

30 Clearwater Circle Unit 6, Sedona

2 Beds ⋅ 2 Baths ⋅ 7056344 MLS ⋅ 2,914 SqFt.

A MUST-SEE DESIGN GROUP HOME WITH PANORAMIC RED ROCK VIEWS BORDERING NATIONAL FOREST--Thoughtfully and extensively remodeled in 2018 by the owner, an accomplished architect, the home blends timeless design with modern comfort, enhancing its architectural integrity while maximizing its extraordinary setting. Your new home is perfectly positioned on a private one-acre bedrock setting with breathtaking panoramic red rock views. Bordering National Forest to the south and framed by the iconic Cathedral Rock to the north, this remarkable home offers an unparalleled connection to nature. Designed for seamless indoor-outdoor living, the expansive view decks provide spectacular sunrise-to-sunset vistas, while the intimate patio features a tranquil koi pond and soothing fountain--creating peaceful spaces for both entertaining and quiet relaxation. The luxurious primary suite serves as a private spa-inspired retreat, complete with a beautifully appointed bath designed to evoke a sense of serenity and rejuvenation, day and night. This is more than a home--it's an opportunity to embrace the beauty, tranquility, and lifestyle that make Sedona one of the world's most inspiring destinations.

55 Blackjack Drive, Sedona

4 Beds ⋅ 2 Baths ⋅ 7056179 MLS ⋅ 2,742 SqFt.

This two story classic home sits in one of West Sedona's secluded neighborhoods, just minutes to West Sedona trailheads with easy access to grocery, dining, and shopping without the uptown crowds. Two bedrooms on each level, offering guests privacy and separation. Spotless kitchen has been recently remodeled with new appliances, countertops and backsplash. Downstairs space offers an additional living room/game room/home gym and a potential 5th bedroom or office. Bring your vision, capture the upside, and land in an STR zone at an affordable price.

155 Canyon Wren Drive, Sedona

Rare opportunity to build your Sedona dream home on a stunning .82-acre level lot in Michaels Ranch. Gated subdivision with minimal HOA restrictions. Secluded yet convenient development borders National Forest on two sides. Enjoy easy access to horseback riding, hiking, swimming, fishing and four-wheeling down Forest Service Road 9845 to scenic Oak Creek. Create your own peaceful retreat, and be just minutes from West Sedona's amenities. Fully designed 3 bedroom home approved by the HOA. A complete geotechnical engineering study included. House and lot complete package for $695,000!!! STR friendly.

365 Chrysona Lane Unit 34, Sedona

2 Beds ⋅ 2 Baths ⋅ 7049483 MLS ⋅ 1,536 SqFt.

Rare Sedona retreat on an oversized lot close to world-class trails. This turnkey 2bd/2ba on Mountain Shadows Dr delivers a Modern Euro kitchen, easy-care living spaces, and a lot large enough to add a pool, guest apartment, elevated 360° view deck, or organic garden -- possibilities most Sedona properties simply cannot offer. Sugarloaf, Thunder Mountain, Tea Cup, and Soldier Pass trailheads are moments away. Sanctuary today. Opportunity tomorrow. Move in and never look back.

485 Mountain Shadows Drive, Sedona

3 Beds ⋅ 2 Baths ⋅ 7048820 MLS ⋅ 2,226 SqFt.

Tucked within the desirable Oak Shadows subdivision in the Village of Oak Creek, this solid stucco and tile-roof residence offers the perfect blend of privacy, space, red rock beauty, and Sedona lifestyle. Set on a spectacular 1.02-acre treed lot, the home enjoys a rare sense of seclusion while still being close to the restaurants, shopping, golf, pickleball, hiking, and everyday conveniences the Village has to offer. The single-level floor plan features three bedrooms, two bathrooms, soaring ceilings, generous living spaces, tile and carpet flooring, and an attached three-car garage. Designed for comfortable full-time living, a peaceful Sedona retreat, or an investment opportunity, the home offers both functionality and an inviting sense of warmth. The sellers invested approximately $40,000 to enclose the backyard patio and create a beautiful Arizona room, adding roughly 400 square feet of additional living space not included in the county-recorded square footage. This light-filled space enhances the indoor-outdoor lifestyle and provides the perfect setting to relax, entertain, or simply take in the serenity of the property. Outdoors, the fully fenced yard, mature trees, red rock views, and exceptional privacy create a truly special setting. With vacation rentals allowed, this Oak Shadows home presents a rare opportunity to own a spacious Sedona property on over an acre in one of the Village's most desirable neighborhoods.

85 White Cedar Drive, Sedona

Build your dream retreat in Sedona's Premier Luxury Gated Community of The Aerie! Located within the heart of the stunning Coconino National Forest, this lake front estate sized parcel of 2.02 acres enjoys panoramic jaw dropping, sweeping Red Rock views of Doe and Cockscomb Mountains to the West and South, the Secret Mountain Wilderness to the North, and Chimney Rock, Thunder Mountain and Cathedral Rock on the Eastern skyline. The level to gentle sloping topography makes for an easy build. With a 31,835 SF building envelope, your canvas awaits. It is more than land, it is an invitation to build a legacy in one of the most revered landscapes of America. An elaborate Forest Service trail system surrounds The Aerie and a short scenic drive takes you to the famous Enchantment Resort and the renowned, private Seven Canyons Golf Resort, and Sedona's vibrant restaurants, art galleries, movie theatre and grocery stores. Architectural plans for a 5,360 SF home by the prestigious Cosan Studio of Scottsdale are already approved by the HOA and could fast track your dream to living your Sedona Dream Lifestyle at The Aerie. Cosan Studio house plans are not included purchase price, but may be acquired separately.

80 Altair Avenue Unit 23, Sedona

3 Beds ⋅ 3 Baths ⋅ 7044333 MLS ⋅ 2,458 SqFt.

Experience a beautifully preserved golf course lifestyle in this immaculate, single-level Santa Fe-style residence. Perfectly nestled on a spacious, pie-shaped cul-de-sac lot, this home sits directly on the 10th hole of the Oak Creek Country Club. The property showcases panoramic Red Rock vistas sweeping from Castle Rock Range to Courthouse Butte and Bell Rock. Meticulously maintained in absolutely pristine condition by both the owner and long-term tenants, the spacious floor plan flows perfectly as an entertainer's delight. The great room features a double-sided natural gas fireplace and a convenient dry bar, opening into a generous granite-counter kitchen with a premium cooktop and peninsula setup. No detail has been overlooked, with over $150,000 in recent capital updates. The exterior features fresh stucco and paint (2024). Recent mechanical and interior enhancements include a complete indoor paint job (2026), a brand-new water heater (2026), a fully serviced A/C unit (2026), and a newly serviced alternative septic system (2026). A fully compliant VOCA inspection (2026) offers immediate peace of mind. Additional interior accents include a private office with built-in cabinetry, elegant tray ceilings, skylights, a water softener, and a reverse osmosis filtration system. Outdoor living thrives beneath deep covered patios with built-in seating, leading down to a hidden garden sanctuary framed by flowering trees. The oversized, 600-square-foot garage easily accommodates two large vehicles plus a personal golf cart. Country club amenities like the clubhouse, tennis, pickleball, and dining are just steps away. Seller may consider flexible, short-term owner financing structures for well-qualified buyers. Property is tenant-occupied; active smart security cameras are on-site. Tenant's beautiful furnishings may be available for separate purchase directly from the tenant via a separate bill of sale outside of escrow.

40 Mesa Vista Drive, Sedona

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