Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends small-town charm with modern amenities. Known for its warm desert climate, Surprise boasts an array of recreational opportunities, beautiful parks, and a friendly community atmosphere that makes it a desirable place to call home. With a population that continues to grow, this dynamic city offers a rich tapestry of cultural experiences, from local festivals to art galleries and farmers' markets.

Surprise is not just about its inviting community spirit; it’s also a hub for family-friendly activities. Spend weekends exploring the sprawling Surprise Community Park, which features sports fields, playgrounds, and picnic areas. For the golf enthusiasts, the city is home to several stunning golf courses, including the renowned Surprise Golf & Country Club. Additionally, the city’s proximity to the stunning White Tank Mountain Regional Park offers hiking trails and breathtaking views for outdoor lovers.

When it comes to real estate, Surprise offers a wide range of homes that cater to various lifestyles and budgets. Many properties are available with conventional new financing options, making it easier for first-time homebuyers and seasoned investors alike to secure their dream home. From cozy single-family residences to spacious modern builds, the housing market here is diverse and thriving.

Discover the charm of Surprise, AZ, where community, convenience, and a vibrant lifestyle await. Whether you’re looking to settle down or invest, this city has something special for everyone. Your future home is just a visit away!

Newest Surprise Homes with Conventional New Financing

$404,990
3 Beds ⋅ 2 Baths ⋅ 7079559 MLS ⋅ 1,580 SqFt.
On the hunt, look no further! This beautiful home with a gourmet kitchen, 3-bedroom, 2-bath home with a private study open to the great room floor plan featuring Burlap cabinetry, quartz countertops, stainless steel appliances, and a spacious island perfect for entertaining. The is a 2 car garage home with a bit of extra depth on one side and an 8' garage door! Ideally located in the heart of Surprise Close to shopping, dining, schools, and parks, this home blends comfort with convenience.

16976 W Buckhorn Trail, Surprise
$392,990
3 Beds ⋅ 2 Baths ⋅ 7079533 MLS ⋅ 1,435 SqFt.
On the hunt for a new home this year? Here's a wonderful home in the heart of Sunrise/Surprise that just released to the MLS. Very spacious Pima plan! This home features beautiful yet functional features. Opening up to an open concept layout. This home is perfect for those who are ready to unpack, hang a few pictures, and keep living life to its fullest! This popular floor plan includes beautifully thought out designer finishes, whole home air purification system, 3 bedrooms with 2 full bath! READY NOW ! Agent must accompany client on first visit to community.

16971 W Spur Drive, Surprise
$450,000
4 Beds ⋅ 3 Baths ⋅ 7079514 MLS ⋅ 2,334 SqFt.
Incredible two-story corner-lot home in Surprise offering exceptional style, comfort, and indoor-outdoor living! Beautiful grassy landscaping welcomes you to an inviting courtyard with a fireplace and built-in BBQ, perfect for entertaining. This spacious 4-bedroom, 2.5-bath home features a versatile den, stylish lighting, neutral finishes, and abundant natural light. The open kitchen boasts granite countertops, black appliances, a pantry, rich mahogany cabinetry with crown molding, and a large island with breakfast bar and sink. The bright primary suite offers private balcony access and a luxurious bath with dual vanities, soaking tub, step-in shower, and walk-in closet. The expansive side patio offers endless possibilities for your own private oasis. A must-see!

15439 W Dreyfus Street, Surprise
$449,900
2 Beds ⋅ 2 Baths ⋅ 7079513 MLS ⋅ 1,627 SqFt.
Fully Remodeled Gem with Backyard Retreat Move right into this beautifully remodeled home, where every detail has been thoughtfully updated. Luxury vinyl plank flooring flows throughout in a neutral gray tone that compliments any decor. The kitchen shines with brand new appliances and new countertops, while both bathrooms have been fully remodeled with a fresh, modern feel. A third bedroom offers a fully built-out home office, perfect for remote work, or anyone who needs a detached tech setup. Outside, fresh exterior paint gives the home great curb appeal, and the backyard is a true retreat, complete with a professionally installed water fountain, creating a peaceful outdoor escape. Don't miss this turnkey home offering style, function, and comfort in every room.

16334 W Desert Canyon Drive, Surprise
$359,900
3 Beds ⋅ 2 Baths ⋅ 7079494 MLS ⋅ 1,412 SqFt.
Welcome home to this beautifully updated 3-bedroom, 2-bathroom residence featuring a desirable split-bedroom floor plan, vaulted ceilings, and an abundance of natural light. The stunning kitchen showcases brand-new cabinetry, elegant quartz countertops, and a fresh, modern look that blends style with functionality. New carpet adds comfort throughout the living spaces. The primary suite offers updated dual sinks, a shower, and a relaxing soaking tub. Enjoy outdoor living under the covered patio, perfect for enjoying your morning coffee or unwinding at the end of the day. Conveniently located near shopping, dining, schools, and everyday amenities, this move-in-ready home is a must-see!

14936 N 133rd Drive, Surprise
$425,000
3 Beds ⋅ 2 Baths ⋅ 7079471 MLS ⋅ 1,679 SqFt.
Welcome to this well-maintained 3-bedroom, 2-bath single-family residence in Surprise, offering 1,679 sq ft of comfortable living space on a 6,779 sq ft lot. Built in 2001, this home features solar panels and an EV charger, offering modern, energy-efficient features for today's lifestyle. The functional floor plan provides comfortable living areas with plenty of space to make the home your own. Conveniently located just off the 303, this home provides easy access to shopping, dining, entertainment, major roadways, and everyday amenities. A great opportunity to own a home in a growing Surprise location with convenience, functionality, and energy-efficient features.

17626 N 168th Drive, Surprise
$620,000
3 Beds ⋅ 2 Baths ⋅ 7079434 MLS ⋅ 1,658 SqFt.
UNBEATABLE VALUE FOR HORSE LOVERS! The ONLY horse property in Surprise with these premium amenities at this price point. Located on 1.1 acres in unincorporated Surprise with NO HOA, enjoy total freedom just one block from State Trust Land for endless riding! Built in 2021, this pristine, 1-owner 3-bed, 2-bath home is light, airy, and beautifully maintained. Over $180K in elite horse infrastructure is fully secured by oil-pipe no-climb fencing. Features: 4 covered stalls (two 15x15 & two 15x30), a fully enclosed arena with a 15ft gate, enclosed tack room, horse wash rack, 2 hitching posts, dual 10ft RV gates, and a 10ft cowboy porch. Unmatched luxury value and a highly functional equestrian setup close to city amenities. View this premium property today!

32320 N 170th Avenue, Surprise
$472,000
3 Beds ⋅ 3 Baths ⋅ 7079420 MLS ⋅ 2,387 SqFt.
Fall in love w/ this charming 2-story home w/ Heated POOL in Litchfield Manor! This 3-bed, 2.5bath + Loft & Office home features new interior paint, new downstairs laminate flooring, a new AC system (2021), & a new water heater (2022), plus low-care desert landscaping & a 2-car extended garage w/ built-in cabinets. Inside, vaulted ceilings & natural light highlight wood-look floors, slate-style tile, & plush carpet throughout. The family room flows into the eat-in kitchen w/ granite counters, built-in appliances, Double oven, stone-tile backsplash, & a breakfast bar. The primary bedroom offers a private bath with tiled shower and walk-in closet, while a versatile loft and separate open den provide flex space for a home office or 4th bedroom. Welcome home to Litchfield Manor. The backyard oasis is complete with a covered patio, separate paver seating area, built-in BBQ, storage shed, and a sparkling pool w/Baja shelf, ideal for relaxing or entertaining. Enjoy a community playground & biking/walking paths, plus convenient access to Surprise Stadium, Bell Rd shopping & dining, Prasada-area amenities, and Loop 303. Don't miss this gem!

13784 W Country Gables Drive, Surprise
$1,495,000
3 Beds ⋅ 4 Baths ⋅ 7079359 MLS ⋅ 3,125 SqFt.
SHOW-STOPPER! Highly customized Del Webb Ironwood estate in Sun City Grand with spectacular views of the Desert Springs Golf Course (11th green & lake) & White Tank Mountains. This 3BR+Den, 3.5BA masterpiece, features a grand great room with a massive 24' glass door opening to a resort backyard. The interior boasts wood & travertine floors, vaulted ceilings, cherry cabinets & granite counters. Enjoy a separate formal dining room, game room, and new front windows (2026). A private guest CASITA was added in 2023! The outdoor oasis features a salt-water Pebble Tec pool, waterfall spa, and large outdoor kitchen with a U-shaped bar, pizza oven & grill. The luxurious master suite was completely remodeled in 2023 with an x-large accessible shower and retractable patio awning (2026). Loaded with premium upgrades: owned solar & solar pool (2019), garage storage addition & golf cart door (2018), and new security door (2025). Luxury Arizona living at its finest!

19630 N Cactus Lane, Surprise
$369,000
3 Beds ⋅ 2 Baths ⋅ 7079295 MLS ⋅ 1,323 SqFt.
Looking for a new home? This charming single-level residence in Homestead at Marley Park is the one! Offering 3 beds, 2 baths, 2-car garage, & a low-care landscape. Enter to find a seamlessly flowing open layout, making entertaining a bliss! A neutral palette, high ceilings, tile flooring in common areas, and soft carpet in bedrooms are some features worth mentioning. The impressive kitchen boasts granite counters, tile backsplash, a pantry, recessed & pendant lights, wood cabinetry w/crown molding, an island w/breakfast bar, and SS appliances w/cooktop gas. The primary bedroom has an ensuite with dual sinks & a walk-in closet. Check out the backyard, ideal for relaxation or enjoying BBQ! A covered patio, artificial turf, well-laid pavers, & storage shed complete the picture. Welcome home!

13278 N 144th Drive, Surprise
$542,915
4 Beds ⋅ 3 Baths ⋅ 7079277 MLS ⋅ 2,359 SqFt.
This award-winning floor plan has 4 spacious bedrooms, 3 bathrooms, a den, & a 3-car garage. With 8' interior doors and 9' ceilings you feel the luxury when you walk through the front door. From the highly upgraded kitchen with quartz countertops to the beautiful brown cabinets with a 3'' crown molding and soft close doors. Matte black hardware to add that perfect finish to your cabinets. Enjoy cooking on your upgraded GE gas stainless steel oven and prepping your meal on your large kitchen island. You also have easy access to your large backyard with an 8' double gate on a 7,500 sq. ft. lot. This is a natural gas community with a tankless hot water heater. We are also Energy Star Certified! This home will be ready for move in January 2027.

15244 W Gray Fox Trail, Surprise
$485,000
2 Beds ⋅ 2 Baths ⋅ 7079274 MLS ⋅ 2,170 SqFt.
Fall in love with this charming Stonecrest model in the active 55+ Sun City Grand community! Beautifully manicured landscaping welcomes you to this inviting home with a 2 car garage with built in cabinets. Inside you'll find vaulted ceilings, tile flooring, cozy living spaces, and a family room with fireplace and media niche. The eat in kitchen features wood cabinetry, granite counters, stainless steel appliances, recessed lighting, and a breakfast bar. A dedicated office offers built in cabinetry. The spacious primary suite includes dual sinks, tiled shower, and a walk in closet. Enjoy the pergola covered patio and private backyard. Partial roof replacement completed in 2021 and HVAC replaced within the last five years. Move in ready!

15708 W Clear Canyon Drive, Surprise
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