Downtown Phoenix Homes with FHA New Financing

Downtown Phoenix Homes with FHA New Financing

Welcome to Downtown Phoenix, a vibrant urban oasis that perfectly blends the rich history of the Old West with the dynamic energy of modern living. Nestled in the heart of Maricopa County, Downtown Phoenix is not just a place to live; it’s a lifestyle. With its stunning skyline, diverse culture, and a plethora of amenities, this neighborhood has something for everyone.

Residents of Downtown Phoenix enjoy an array of attractions, from world-class dining and entertainment to cultural institutions like the Phoenix Art Museum and the Arizona Science Center. The area is also home to several parks and green spaces, perfect for those who cherish outdoor activities. Whether you’re strolling through the bustling streets or enjoying a peaceful moment in one of the local parks, the charm of Downtown Phoenix is undeniable.

For those looking to make this vibrant community their home, you’ll be pleased to know that many properties in Downtown Phoenix qualify for FHA financing. This opens the door for first-time homebuyers and those looking for more affordable options. FHA loans are designed to make homeownership more accessible, with lower down payment requirements and flexible credit score guidelines. This means you can find your dream home in this exciting neighborhood without breaking the bank.

With a mix of historic buildings and modern developments, Downtown Phoenix offers a variety of housing options, from chic lofts to elegant condos. Whether you’re drawn to the lively nightlife or the artistic spirit of the area, Downtown Phoenix is ready to welcome you home. Discover the possibilities today!

Newest Downtown Phoenix Homes with FHA New Financing

1 Beds ⋅ 2 Baths ⋅ 7053705 MLS ⋅ 1,170 SqFt.

Luxury downtown living at Summit at Copper Square. Stunning 6th-floor 1 bed, 1.5 bath + den with upgraded kitchen and bathroom, flooring, and primary bath. Modern LED recessed lighting and smart-home switches throughout. Private balcony with direct Chase Field views. Full-size washer/dryer included. Secure building with 24/7 front desk, pool, spa, BBQs, media room, and fitness center with male and female locker rooms and a sauna. 5th floor conference room and 23rd floor clubhouse. Premium location steps from top dining, entertainment, and venues.

310 S 4th Street Unit 609, Phoenix

1 Beds ⋅ 2 Baths ⋅ 7046876 MLS ⋅ 1,149 SqFt.

Enjoy carefree urban living from this stunning 12th floor corner unit in the sought after Summit at Copper Square. This contemporary 1-bdrm/1.5-bath & den unit features granite countertops, abundant cabinetry, full-size washer & dryer, internet included in HOA, a private balcony with city views of the East and South Valleys, secure reserved parking space, and a separate storage unit. Enjoy an impressive array of resort style amenities including: pools, fitness center, recreation room, and community patio. Immerse yourself in the vibrant energy of the city: convenient walks to Chase Field, eclectic restaurants, music venues, sporting events, exciting nightlife, and unique shopping & entertainment. Whether it's a dynamic urban lifestyle or a lock-and-leave retreat in the heart of the city this home offers the perfect blend of comfort, convenience, & excitement. As one of the nation's fastest growing urban centers, downtown Phoenix continues to flourish as a destination for both visitors and residents, attracting new businesses, cultural attractions, and investment while maintaining a welcoming, business friendly environment. Explore the city's beautiful historic districts, treasured architecture, museums with a wide variety of art inspired from the Southwest Sonoran Desert Frontier to Contemporary and Pop Culture. Local landmarks draw tourists year-round, or take advantage of convenient access to neighboring Scottsdale and Tempe, each offering their own dynamic blend of dining, entertainment, arts, and outdoor recreation.

310 S 4th Street Unit 1209, Phoenix

3 Beds ⋅ 2 Baths ⋅ 7044882 MLS ⋅ 1,645 SqFt.

Rare opportunity in the heart of the Roosevelt Historic District. This stunning 1920 Craftsman home showcases unmatched pride of ownership, meticulously maintained by a master metal craftsman for nearly 40 years. The interior boasts gorgeous original hardwood floors, a dining room featuring a hand-pressed tin ceiling, and custom one-of-a-kind metal additions throughout. Every window has been thoughtfully replaced with antique glass and features fully operational mechanical window cranks. Beyond its historic charm, all major systems offer complete peace of mind, featuring maintained copper plumbing, updated wiring, newer A/C units, and a well-kept roof. Don't miss your chance to own a beautifully preserved,move-in-ready piece of history

537 W Willetta Street, Phoenix

1 Beds ⋅ 2 Baths ⋅ 7043143 MLS ⋅ 889 SqFt.

FULLY FURNISHED!! Experience urban living at its finest in this incredible residence boasting BREATHTAKING PANORAMIC VIEWS! From the sparkling ROOFTOP POOL and OUTDOOR BBQ AREA, take in UNMATCHED 360-DEGREE VISTAS of the valley, while your private BALCONY overlooks the SERENE 32-ACRE JAPANESE FRIENDSHIP GARDEN with its koi pond, duck pond, and the expansive MARGARET T. HANCE PARK. The light-filled interior showcases an OPEN, AIRY FLOOR PLAN with 10-FOOT CEILINGS and FLOOR-TO-CEILING WINDOWS fitted with new automated blinds. The CHEF'S KITCHEN features STAINLESS APPLIANCES, GRANITE COUNTERTOPS, a GAS RANGE, and a STAINLESS HOOD, blending function with modern elegance. Gorgeous, NEWER, DARK WOOD LAMINATE flooring adds to the aesthetic appeal. Nestled in the heart of the ROOSEVELT HISTORIC DISTRICT, you'll be just blocks from the LIGHT RAIL, LIBRARY, MUSEUMS, RESTAURANTS, ENTERTAINMENT, and ART GALLERIES. Enjoy beautiful TREE-LINED STREETS, ACRES OF GREEN SPACE, and one of the valley's most PET-FRIENDLY NEIGHBORHOODS complete with TWO DOG PARKS. This one is a MUST SEE!!

208 W Portland Street Unit 360, Phoenix

1 Beds ⋅ 2 Baths ⋅ 7032980 MLS ⋅ 918 SqFt.

Stylish, secure, low-maintenance! & a great value! Upgraded 1-bedroom 1 1/2 bath sanctuary at Portland on the Park is the perfect urban lifestyle. Floor-to-ceiling glass, framing stunning green park views. Upgrades include a chefs kitchen with a sleek waterfall island & premium stainless steel appliances, flowing seamlessly into the living space. Effortless lock-and-leave living, this home features a generous primary suite with tailored custom closets, a powder room for guests & two rare climate-controlled storage units. Relax! 24/7 fob entry, top-tier security & concierge services. Luxury living! Indulge in premium amenities including a heated pool, fitness center & social spaces just steps from Roosevelt Row & downtown Phoenix's vibrant sports, restaurant & cultur

100 W Portland Street Unit 407, Phoenix

1 Beds ⋅ 3 Baths ⋅ 7032764 MLS ⋅ 1,238 SqFt.

Experience the energy of downtown living in this stylish condo located just steps from the popular Roosevelt Row Arts District. The open main level is designed for comfortable daily living and easy entertaining, while upstairs you'll find a spacious primary suite, versatile loft space perfect for a home office or workout area, and a convenient stacked washer and dryer closet. Additional highlights include a tandem two-car garage plus an extra slab parking space. Residents enjoy access to community amenities including a pool, dog park, and welcoming outdoor gathering areas. Ideally situated near local restaurants, galleries, boutiques, and the downtown ASU campus, this home offers the perfect blend of comfort, convenience, and urban lifestyle. Property is currently covered by First AM American Home Warranty; one full year of coverage will be provided to the buyer at closing.

615 E Portland Street Unit 106, Phoenix

2 Beds ⋅ 3 Baths ⋅ 7015077 MLS ⋅ 1,463 SqFt.

In the the heart of the Phoenix ENTERTAINMENT District with VIEWS OF PHOENIX AND SURROUNDINIG MOUNTAINS This 9th-floor residence offers stunning city and mountain VIEWS with abundant natural light and an open-concept floor plan. Split-suite bedrooms provide optimal privacy, complemented by an additional half bath for guests. Enjoy panoramic views from the private patio, living room, dining area, and both bedrooms. The thoughtfully designed layout is ideal for both full-time living and a lock-and-leave lifestyle. Community amenities include 24-hour front desk attendant, secure underground parking, 24-hour fitness center with dry spa locker rooms, heated resort-style pool and spa, conference room, rooftop terrace with fire pit and clubhouse kitchen, BBQ deck, additional storage. Short walk to light rail. This is where Phoenix is alive. Downtown Phoenix sports and entertainment venues including Chase Field and Mortgage Matchup Center. Enjoy the convenience of walkability without parking or traffic concerns. HOA includes Wi-Fi, water, sewer, and trash.

310 S 4th Street Unit 905, Phoenix

1 Beds ⋅ 1 Baths ⋅ 7015002 MLS ⋅ 761 SqFt.

Beautifully updated property located in a gated community directly across from ASU Downtown, offering unbeatable walkability to the light rail, Footprint Center, Phoenix Convention Center, Arizona Center, CityScape, and all that downtown Phoenix has to offer. This one-bedroom, one-bath unit features all-new cabinetry, updated tile flooring throughout, custom plantation shutters, and a stylish two-tone paint scheme. The spacious bedroom includes a large walk-in closet and elegant French double-door entry. The kitchen with all new cabinetry, a breakfast bar, ample counter space, and abundant storage, complemented by an interior laundry area for added convenience. Additional upgrades include a brand new Trane AC unit installed in November 2025, providing efficient and reliable comfort. Community amenities include a clubhouse, heated pool and spa, and beautifully maintained, resort-style grounds managed by the HOA. The unit also includes one assigned covered parking space #2 under tthe carport, and 1 parking spot in the lot.

100 E Fillmore Street Unit 102, Phoenix

1 Beds ⋅ 2 Baths ⋅ 6999972 MLS ⋅ 1,710 SqFt.

''Welcome to Downtown Phoenix Lofts.'' This 2 level loft is perfect for city living as it offers style, location and access to restaurants, entertainment, and steps from Chase Field and Mortgage Matchup Center. Enjoy the open floor plan with ''industrial feel'' and a separate bedroom with an ensuite bathroom, separate of the main living space. A very comfortable home in the heart of the city. Includes two ground level, secure covered parking spaces.

424 S 2nd Street Unit 209, Phoenix

2 Beds ⋅ 2 Baths ⋅ 6993951 MLS ⋅ 1,193 SqFt.

This impeccably updated residence in the heart of Downtown Phoenix embodies quiet, understated luxury. From the moment you step inside, floor-to-ceiling windows frame a breathtaking panorama: the meticulously manicured Japanese Friendship Garden directly below, the sweeping green expanse of Hance Park just beyond, and the shimmering Uptown skyline rising elegantly in the distance. Morning light and evening glow transform the view into a living work of art. The thoughtfully designed two-bedroom layout offers both comfort and sophistication, enhanced by high-end finishes that make everyday living feel indulgent. It's a space meant for gathering; perfect for hosting friends and family before stepping out to enjoy the vibrant dining, arts, and cultural offerings of Downtown Phoenix. Two premium garage spaces on the same floor, complete with an EV charging hookup, add convenience and exclusivity. Residents also enjoy access to a beautifully appointed rooftop lounge and outdoor kitchen, ideal for elevated entertaining, while the serene ground-level pool provides a refreshing retreat on warm desert days. This is refined urban living: luxurious, effortless, and surrounded by beauty.

200 W Portland Street Unit 416, Phoenix

3 Beds ⋅ 4 Baths ⋅ 6992991 MLS ⋅ 1,973 SqFt.

This contemporary multi-level townhome is the epitome of style and urban living in the heart of Downtown Phoenix. Designed for both comfort and sophistication, this stunning residence features three spacious bedrooms -- including a luxurious primary suite on the top floor with sweeping city and mountain views -- along with three full bathrooms and an additional half bath for guests. The thoughtfully designed floor plan offers a large two-car garage with ample storage and a private outdoor space perfect for entertaining or relaxing under the Arizona sky. Recent upgrades include brand-new flooring and a whole-home water filtration system, adding modern convenience to an already exceptional home. Located just two blocks from Roosevelt Row, you'll enjoy immediate access to some of Phoenix's best dining, shopping, art galleries, and nightlife. Experience the vibrant energy of First Fridays, farmers markets, concerts, and year-round festivals right outside your door. The home is also in close proximity to the new University of Arizona medical school campus currently under construction and the newly redesigned Arizona Center. Opportunities like this in the coveted Downtown Phoenix market are rare. Don't miss your chance to own a beautifully updated home in one of the city's most dynamic and sought-after neighborhoods

524 E Ames Place, Phoenix

2 Beds ⋅ 2 Baths ⋅ 6977507 MLS ⋅ 1,624 SqFt.

One of the most desirable and rare plans in Artisan with a roll up patio door and immediate access to your own LARGE private patio! Artisan is an amazing value compared to other contemporary lofts in Central Phoenix. You have immediate access to downtown without the congestion. Light rail is out the front door and quick access to the I-10 Frwy and amazing places to enjoy for eats or drinks. This loft has copper slate on the first floor and bamboo on the second floor. You'll love the custom touches and feel while being part of a great community with rooftop grills and a wonderful pool area as well. Parking garage with two assigned spaces. If you endeavor to have a space that sparks creativity and great energy while living in an urban oasis then this is it!

1326 N Central Avenue Unit 210, Phoenix

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